Top Crypto Apps to Invest in 2025 for Australian Investors

Top Crypto Apps to Invest in 2025 for Australian Investors

Introduction

Cryptocurrency investment continues to grow in popularity across Australia as more people seek alternative assets beyond traditional stocks and real estate. Whether you’re a first-time investor looking to diversify your portfolio or an experienced trader searching for high-return opportunities, choosing the right crypto investment app is essential in 2025.

The Australian market is home to a range of licensed, secure, and user-friendly crypto platforms offering services such as buying and selling coins, portfolio management, staking, and automated investing. This guide reviews the top 15 crypto apps for Australian investors, focusing on regulatory compliance, support for Australian dollars (AUD), trading features, and long-term value.

Why Choosing the Right Crypto App Matters in 2025

With increasing regulations by the Australian Securities and Investments Commission (ASIC) and growing investor interest, selecting the right app requires balancing:

1. Security – Regulatory oversight, two-factor authentication, cold wallet storage

2. Local Integration – Support for AUD deposits and withdrawals, PayID, Osko, or bank transfers

3. Usability – Clean user interface, responsive customer support, and mobile access

4. Fees – Low trading, deposit, and withdrawal fees

5. Passive Income – Access to staking, savings, or DeFi rewards

6. Token Access – Variety of cryptocurrencies for long-term and short-term strategies

Top 15 Crypto Apps to Invest In (2025 Australia Edition)

1. Swyftx

Overview:
Swyftx is one of Australia’s most trusted crypto exchanges, offering over 320 digital assets, fast AUD deposit options, and low fees.

Key Features:

1. ASIC registered and AUSTRAC compliant

2. Supports PayID, bank transfer, and credit/debit card

3. Demo account for beginners

4. Staking available on popular assets

5. Excellent customer service based in Australia

Why Choose It:
Ideal for both beginners and professionals due to its local focus, security, and wide token support.

2. CoinSpot

Overview:
Established in 2013, CoinSpot is the longest-standing exchange in Australia. It’s known for strong security standards and support for over 400 cryptocurrencies.

Key Features:

1. Holds ISO 27001 security certification

2. Supports AUD deposits via BPAY, POLi, Osko, and cash

3. NFT marketplace access

4. Integrated multi-signature wallets

5. Mobile app and web access

Why Choose It:
Perfect for long-term investors who prioritise regulatory security and reliability.

Top Crypto Apps to Invest in 2025 for Australian Investors

3. Digital Surge

Overview:
Based in Brisbane, Digital Surge is focused on simplicity, offering a clean interface and competitive fee structure for Australian investors.

Key Features:

1. Over 300+ cryptocurrencies

2. Low trading fees (from 0.5%)

3. Staking and recurring buys

4. Local customer support

5. AUD deposits via PayID and Osko

Why Choose It:
Great for Australians who want an intuitive and low-friction trading experience.

4. Binance Australia

Overview:
Binance is the world’s largest exchange and operates a dedicated portal for Australian users. It offers low fees and deep liquidity for high-volume traders.

Key Features:

1. Advanced trading features (spot, margin, futures)

2. Supports AUD deposits and P2P with escrow

3. Binance Earn for passive income

4. Launchpad for early token access

Why Choose It:
Best for experienced traders who need professional tools and a global market.

5. Kraken Australia

Overview:
Kraken is a global exchange with full legal operations in Australia. It is ideal for security-conscious users and institutions.

Key Features:

1. Regulated under AUSTRAC

2. Offers staking for up to 20+ coins

3. Margin and futures trading

4. High liquidity and cold storage

Why Choose It:
Suited for serious investors prioritising safety and staking yields.

6. Coinbase

Overview:
While U.S.-based, Coinbase serves Australian clients with a user-friendly platform and high trust factor due to regulatory transparency.

Key Features:

1. 200+ coins available

2. Learn-to-Earn educational tools

3. Crypto wallet and NFT support

4. Insurance on certain balances

Why Choose It:
Excellent for beginners who value simplicity and educational guidance.

7. Gemini

Overview:
Founded by the Winklevoss twins, Gemini operates in Australia and provides institutional-grade security and fiat on-ramps.

Key Features:

1. SOC-certified exchange

2. Supports bank transfers in AUD

3. Gemini Earn program for passive income

4. Strong security controls

Why Choose It:
Preferred by conservative investors seeking a secure and compliant exchange.

Top Crypto Apps to Invest in 2025 for Australian Investors

8. eToro Australia

Overview:
eToro blends traditional and crypto investing in one app, allowing Australians to trade crypto alongside stocks and ETFs.

Key Features:

1. ASIC regulated under eToro AUS Capital Pty Ltd

2. CopyTrader feature to follow professional traders

3. Supports AUD deposits via bank, PayPal, or cards

4. Offers crypto staking rewards

Why Choose It:
Perfect for users who want to combine crypto with other asset classes.

9. CoinJar

Overview:
CoinJar is one of Australia’s oldest digital currency exchanges and supports everyday crypto usage including payments and debit cards.

Key Features:

1. CoinJar Card for spending crypto anywhere Mastercard is accepted

2. Clean interface

3. Supports over 50 coins

4. Compliant with AUSTRAC

Why Choose It:
Ideal for everyday crypto users who want to use digital assets as money.

10. Cointree

Overview:
Cointree offers crypto buying and portfolio management for Australians with a strong focus on education and simple user experience.

Key Features:

1. Over 160 coins supported

2. Auto trading and recurring purchases

3. Australian-based customer support

4. Tax reporting integration

Why Choose It:
Great for new investors and businesses looking for guided crypto investment.

11. Independent Reserve

Overview:
This Australian exchange is popular with high-net-worth individuals and SMSF investors.

Key Features:

1. Supports Self-Managed Super Fund (SMSF) accounts

2. Deep liquidity and OTC desks

3. Cold wallet and insurance options

4. AUD, NZD, USD, SGD fiat pairs

Why Choose It:
Ideal for large-scale investors and retirement-focused portfolios.

12. Crypto.com

Overview:
A global app now expanding its footprint in Australia, Crypto.com offers both trading and lifestyle features.

Key Features:

1. Visa crypto card for real-world spending

2. DeFi wallet access

3. High staking yields

4. Supports AUD top-ups

Why Choose It:
Great for users who want an all-in-one app for investing and spending.

13. OKX

Overview:
OKX is a global exchange gaining popularity in Australia, especially for DeFi access and Launchpad participation.

Key Features:

1. Launchpad for early crypto project investments

2. Crypto bot trading

3. Access to 350+ cryptocurrencies

4. Staking, lending, and savings

Why Choose It:
Ideal for tech-savvy investors wanting to explore beyond basic trading.

Top Crypto Apps to Invest in 2025 for Australian Investors

14. Block Earner

Overview:
A local Australian platform that bridges traditional finance and crypto yield products.

Key Features:

1. Licensed to offer fixed and variable returns on USDC

2. Up to 7 percent yield

3. Complies with ASIC standards

4. Integrates with bank accounts

Why Choose It:
Ideal for conservative investors seeking stable crypto returns with local compliance.

15. Bamboo

Overview:
Bamboo is a micro-investing app that rounds up your spare change and invests it in crypto.

Key Features:

1. Automated AUD roundup to Bitcoin and Ethereum

2. Set and forget investing

3. Licensed Australian entity

4. Transparent fees

Why Choose It:
Excellent for beginners or casual investors who want to grow crypto holdings passively.

Comparison Table

Conclusion

Australia offers a wide range of secure and user-friendly crypto apps to meet the diverse needs of investors in 2025. Whether you prefer a simple buy-and-hold strategy or advanced features like staking, yield farming, and real-time trading, there’s an app tailored for you.

For beginners, Swyftx, Digital Surge, and CoinSpot are ideal. Advanced traders may prefer Binance, Kraken, or OKX. For passive investing, Gemini, Crypto.com, and Block Earner offer regulated returns. And for micro investors, Bamboo makes it effortless.

As always, choose platforms regulated by ASIC, ensure your crypto is safely stored, and never invest more than you can afford to lose. With the right app and strategy, 2025 can be a productive year for your crypto portfolio.